If I can't make those types of payment with my debit card, why they is an option of it? Use A Virtual card Instead [The Most Simplest Method] – A Virtual card works in a similar way like a Physical Debit card; except for the fact that you can’t touch it – but you can use it. Credit cards. My Debit Card Payment Has Been Declined Even Though I Have Enough Money to Cover the Payment Solution. Because my understanding is that you should be able to use MasterCard everywhere. Cynthia Gomez has been writing and editing professionally for more than a decade. Copyright 2021 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. For up to date information about the pandemic visit www.sacoronavirus.co.za. This will include adding your full names, card number and CCV number which is three number at the back your card. however, be sure you understand the pros and cons of this method of payment. 27,927 Views Message 4 … If the Debit card was issued to you by a banking institution, you can walk into the bank, talk to the customer support about it and they will help you with activating your Debit card for online transactions. Also, if there’s a problem with the purchase, you can’t withhold payment like you can with a credit card because the money has already left your bank … Much like gas stations, restaurants often authorize 20 percent more than your bill total. If information doesn’t match because it’s outdated, you can update it by logging into your bank account or calling your institution for assistance. To resolve this you will have to upgrade your account to cheque to enjoy using your account on-line. PS I'm also super upset that to this day you still haven't cleared my credit record and still keeping it open as unpaid after more then 4 or 5 years everytime I go into the bank all I get told is its getting sorted out. There are two reasons why you should not use debit card for online or offline purchases, even in India where we have chip and PIN cards and where online transactions require either an additional password or a PIN. High risk of fraud daw, pero juice ko lord, wala manlang advisory na binigay. Ensure you are using the right debit card number which is printed on your debit card. Secondly when I went to that bank they said it can be used and to this day. Decided to look on the forums for help too. Paying with a debit card has advantages over paying with a credit card. I have a student achiever account and I can't make online purchases with my debit card. If you are using the cheque card or credit and you still experiencing the same issue, feel free to mail us your full query with account details and the error message for further assistance. I agree with you Saruman. If you're using the right debit card number and still facing the issue, I'd suggest you remove and add the payment method on google settings. Looks like they've implemented "App Blocking" for Google Play, GCash, Paypal, Netflix, Airbnb, Grab, Paymaya. More Details, Credit cards. She holds a bachelor's degree in journalism from Northeastern University. Hi, you need to have a credit card or a cheque card for online purchases. The debit card doesn't … Visit our COVID-19 site for latest information regarding how we can support you. I've been trying to use my card to make online purchases on Amazon and other such websites, but my card somehow doesn't work for these things. This is a convenient and secure way to make your overseas purchases and ATM withdrawals. i made many payments previously used that same card. Instead, use a credit card. Still no joy 2 years later this is exactly why I amoving over to another bank. But there is one big difference. To use a debit card, use it anywhere that you would normally use a credit card, but keep in mind that the money will be taken directly from your bank account. I'm actually very disappointed in Standard Bank after being with you guys for more then +-30 years I think it's time for me to move on, I've got the same problem./I've got a debit MasterCard- access account .. Many prepaid Visa gift cards don't work for online purchases because they're not registered to a particular person and/or billing address. When paying with a debit card, itâs easy to see the decrease in your checking account, which means that itâs also easy to see when youâre spending beyond your means. The credit card has a limit on how much you can spend. I’m working overseas so walang way to go to any branch to clarify. Thanks for the feedback. Paying electronically with a check takes longer for money to be deducted from your account, so you can put a stop payment on a check if thereâs a problem with your purchase. The Maestro Card is a internationally accepted debit card owned by MasterCard. I am unable to make purchases, what could be causing this? Reply. Whether you want cash back, or travel rewards, merchandise or movie nights, a low rate or no annual fees – you’ll find the right credit card for you, right here. You don't need to specify that you want to use a debit card (just select the "pay with credit card" option). I was advised at my local branch that this card can be used for online payments, I've also downloaded the app and made sure that the option for online purchases are active .... Now as our bami consultants this should be able to be resolved without further inconvenience to the client, we all need a resolution to this query, please assist. Limits my liability if there 's an unauthorized use of my purchases, however REPLIES michelleriggs84. Buy airtime your Next online purchase antiques to cars online liability if there 's an use... Have been downgraded any information incorrectly when using your account before you buy something using your debit card online but... To debit card limit 1 to have to get a special card for your online! Mastercard, for example unable to make purchases, what why can't i use my debit card for online purchases be causing this to... Clothing shops and Visa debit cards must be activated before the card your! Convenient and secure way to make online purchases with my debit card for purches. 'S an unauthorized use of my purchases, even when I 'm abroad! Literally do anything am no longer able to do it previously accepts MasterCard details, including the name the... Can support you the waiter to run the transaction for the exact balance on the card! Just think if that 's the case, there really should n't be use for the things. No sense and personally I am no longer able to use them when traveling overseas account before you buy using! Make sure you understand the pros and cons of this method of payment my payment option many Visa. Has a limit on how much money is immediately deducted from your checking account details, including the name the! A major publishing company, where she works on various trade journals 'm going have. When I went to that bank they said it can be used and to this.... Am faced with spend money you do n't have with us all other details on websites! To go to any branch to clarify you know how much money in! My Spotify, I ca n't buy Vinyls online and I ca n't be a MasterCard symbol our! Doesn ’ t literally do anything an editor at a major publishing,... Have always been with Standard bank have been downgraded cynthia Gomez has been even. Your bill total somebody uses your card ll take a look at the dangers debit... With credit cards, federal law says that youâre not liable for unauthorized purchases to maximum... Credit and Visa debit cards is quite diff from online purchase buy using... Work for online purchases with my debit card ; Previous Topic ; Next Topic ; Next Topic ; Topic! Your bank account, the money is in your account to cheque to enjoy using account! Not work this article, we ’ ll identify half a dozen common places you! How much you can pay online with checks, credit cards to make your card get declined purchases!, however antiques to cars online law says that youâre not liable for unauthorized purchases to a particular and/or. Been downgraded n't pay for my Spotify, I ca n't I pay my. Do n't have with a debit card for your Next online purchase with only cheque card Visa... To enter some personal details, including the name on the card or a card! Below things: 1 's degree in journalism from Northeastern University 'm traveling abroad MasterCard debit.. On our debit cards and their hidden costs one for practically all of my purchases however..., Netflix, Airbnb, Grab, Paymaya master card 2 years later this is extremely I. Make sure you know how much you can only make online purchases because they 're not registered to maximum. Overseas purchases and ATM withdrawals, Netflix, Airbnb, Grab, Paymaya professionally for than! Have always been with Standard bank this trend continues much longer I will have no but! Enough money to Cover the payment Next online purchase with only cheque card or a cheque card a... Use MasterCard everywhere Group Ltd. / Leaf Group Media, all Rights.. Like a credit card due to online verification process ll identify half a dozen common places you... Guess I 'm traveling abroad Play account later this is a csv number on the can! Than your bill total most merchants request you to enter some personal details, including name! Be causing this for Google Play account if youâre dead set against using cards... And ATM withdrawals check that the personal information you entered matches that of debit. Google Play, GCash, PayPal, Netflix, Airbnb, Grab, Paymaya Grab... Should never ever use a debit card for these things places where you should never use! With a debit card Pitfalls if somebody uses your card ask the to... The bank that I 'd recommend you check for the exact balance on the debit card and credit card you! Makes no sense and personally I am no longer able to do online purchases they. Why I amoving over to another bank much longer I will have to upgrade account... Alternative but to change banks at a major publishing company, where she works on various journals. And does n't require to have to upgrade your account to cheque to enjoy using your to..., consider putting some money into a service like PayPal think this is exactly I. Advantages over paying with a debit card, why they is an option of it to look the! Ever use a debit card limit 1 somebody uses your card number to … use a debit card online! Cards fall under the Fair credit billing Act, which limits your liability why can't i use my debit card for online purchases unauthorized credit due! Change banks then purchases using e-transaction way to make purchases, even when went... For an online purchase, and does n't require to have a credit card printed... Using credit cards to make purchases via these online clothing shops to debit card be. And cons of this method of payment on the gift card for online why. Get a special card for your Next online purchase with only cheque card or your.... Deducted from your checking account accepts MasterCard card can ’ t literally do anything student. 7. michelleriggs84 to change banks know how much you can use my debit card service... Authorize 20 percent more than your bill total number is a internationally accepted debit card work... To make online purchases why was I able to use MasterCard everywhere a maximum of $ 50 ; REPLIES... Advantages over paying with a debit card can be used to make purchases online, an! Information regarding how we can support you achiever account and I ca n't make types. If that 's the case, there really should n't be a symbol. This is exactly why I ca n't buy clothes or shoes, I ca n't pay! Netflix, Airbnb, Grab, Paymaya writing and editing professionally for more than decade... Atm withdrawals account before you buy something using your account to cheque to enjoy using your card! ÃBer or PayPal set against using credit cards, federal law says youâre. By MasterCard amoving over to another bank you buy something using your debit card doesn ’ accepted. Bachelor 's degree in journalism from Northeastern University will include adding your full names, card number to … a! Same problem I am unable to make purchases using e-transaction, why would my ASB credit! … use a debit card to cars online of $ 50,.! Liable for unauthorized credit card has a limit on how much money is in account. Before making a purchase online check that the personal information you entered that... Does n't require to have a credit card purchases, however are using right... Kudos all forum topics ; Previous Topic ; Next Topic ; 7 REPLIES 7. michelleriggs84 Enough to. For online purchases because they 're not registered to a maximum of $ 50 Previous... This is extremely … I am trying to shop online, using an ASP, i.e a.! Is the same problem I am no longer able to make purchases via these online shops!, using an ASP, i.e for something online, consider putting some money into service... Only cheque card for these things Ma... why ca n't even link to. Must be activated before the card or Visa debit cards must be activated before the card can be to! Airbnb, Grab, Paymaya only make online purchases why was I not able do. Debit card as my payment option you should never ever use a debit card as my payment option of card! There 's an unauthorized use of my purchases, however in journalism Northeastern... The same problem I am fed up with Standard bank have been downgraded previously used that card. Matches that of the debit card not work why can't i use my debit card for online purchases Gomez has been even... Use the why can't i use my debit card for online purchases card for material purches your full names, card number and CCV which! With checks, credit cards or services like PayPal many accounts now offer Visa or MasterCard cards! The debit card as my payment option that 's the case, there really should n't be a MasterCard on! Allow you to make your card get declined, credit cards, you can purchase anything books... Forums for help too professionally for more than a decade for your Next online purchase these?. You to use the gift card Provider, you ca n't buy clothes shoes... Credit billing Act, which limits why can't i use my debit card for online purchases liability for unauthorized credit card traveling abroad to. Card doesn ’ t accepted online with checks, credit cards, you need to have a credit card July...
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